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3 Ways to Retire Early
For quite some time, the American Dream consisted of getting a good job, buying a nice home, and living a long life. But, in recent years, another step has been added to that dream lifestyle – to retire early.
The truth is, very few Americans really love their jobs. They go to work each day, hoping and dreaming of one day being able to retire early enough to still be able to enjoy life’s pleasures. Well, try as you might, there remains only three concrete ways to able to accomplish that goal. Here are the three best ways to retire early.
1. Win a Money for Life Sweepstakes from Publishers Clearing House
Winning the lottery, or better yet, a FREE Money for Life Sweepstakes from Publishers Clearing House is, of course, the easiest and fastest way to be able to retire early. But, guess what – someone has to win, so why can’t it be you? All you have to do is enter the Sweepstakes and you could win $250,000 per year for life! Imagine never having to work again while having all the money you need to live life the way you’ve always dreamed about living it.
With your Money for Life winnings, you could travel the world, buy a new car, move to the city of your dreams, pay for your child’s college, or save as much as possible for your grandkids. You’ll be able to finally live life your way without the hassle of having to work every day.
2. Save Money with a 401K
Saving money with a 401K is one of the most traditional ways to save for retirement and it’s popular because it works. When you are enrolled in this type of retirement fund, your employer adds its own contributions to your retirement fund, often matching your own contribution. And, the more you contribute to your 401K, the faster it will grow and the earlier you’ll be able to retire.
Of course, being able to allot the maximum amount to your 401K is only possible if you earn enough to be able to live a capable lifestyle without that money. This is the hard part, with most people needing every dollar of their paychecks just to make it through the week.
3. Choose a Career with a Pension
If you’re young enough, choosing a career with a good pension can help you retire sooner than later. The only problem is, jobs with defined-benefit pensions are on the decline as most are shifting from pension plans to 401Ks. But, there are still some occupations where you can get a pension, like teachers, police officers, and other public employees. These careers allow the employee to retire after a certain number of years of service, meaning if you start young enough, you can be eligible to retire while still in your 50s.
Most studies indicate that in order to live up their prior standard of living, a retiree will need about 70% of their pre-retirement salary. If you can find a career with a pension plan that can provide that level of income by the time you want to retire, then you will probably be able to do so.
Publishers Clearing House loves making dreams come true and if there’s one dream that is hoped for more than any other, it is winning enough money to be able to retire early. And, that’s exactly the dream we are looking for fulfill for one lucky person.
Imagine winning $250,000 per year for life! What would you do with that money? Would you quit your job and travel the world? Would you buy a new car or house? Would you contribute some to your favorite causes? When you win a Money for Life Sweepstakes from Publishers Clearing House, your life is yours to do with as you wish.
Enter to win the Publishers Clearing House $250,000 a Year for Life Sweepstakes today for your chance at winning an early retirement. Enter today and then visit PCH.com tomorrow and enter it again. You can enter once a day, every day, up until the deadline date.
For PCH Creative
P.S. Would like to retire early? What would you do with your days? Tell us in the comment section below!